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Work with Us

Our Process: A Flexible, Human Approach

Our Process: A Flexible, Human Approach

Death and major life transitions are not linear, and neither is our process. Our work is holistic, iterative, and collaborative. It is guided by your priorities, not a rigid checklist. Whether your health shifts suddenly or declines gradually, we revisit and adjust as your needs evolve.

Three Common End-of-Life Journeys
  • death and money iconThe Accelerated Ending – A fast-moving or late-stage illness, with a likely life expectancy of two years or less.
  • death and money iconThe Long Goodbye – A slowly advancing illness with a gradual decline, life expectancy beyond two years, but shortened compared to baseline health.
  • death and money iconThe Uncertain Middle – A diagnosis where treatment may be curative—or not—leaving you living with ongoing uncertainty.

Your type of progression, combined with your personality, needs, and goals, shapes both the pace and scope of our work. Some clients feel complete after one engagement cycle (16 sessions). Others prefer a slower rhythm or extended partnership for deeper support.

There are no cookie-cutter deliverables here. The outcome we aim for is more than just a completed plan. We want you to feel supported, seen, and resourced.

Money, Meaning & Mortality Services
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What Working Together Looks Like
1

Begin with an Initial Intake

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Start by completing a brief intake form that helps us understand your situation, priorities, and what kind of support you are seeking.

2

Complimentary Fit Call

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If your needs appear to be a strong match for our services, we will schedule a complimentary 30-minute conversation. This is an opportunity to confirm mutual fit, clarify what you are hoping for, review potential areas of focus, discuss fees and payment options, and walk through required disclosures.

3

Onboarding

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If we decide to move forward, you will review Golden Thread’s ADV and privacy policy, sign the advisor and engagement agreements, and submit your initial payment.

4

Foundational Information Gathering

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You will then be invited to share additional personal, financial, and logistical information that allows us to build a thoughtful, grounded foundation for our work together.

5

The Core Engagement

Sixteen 75-minute sessions over approximately sixteen weeks, with pacing and emphasis tailored to your needs, readiness, and time horizon.
Core Engagement Icon
The core engagement is structured in three phases, each designed to meet you exactly where you are. While these phases offer a framework, the path is rarely a step-by-step process, because life, illness, and grief rarely are step-by-step. We commonly dance between Phase I, II, and III, flowing to the areas that need the most attention at the moment.
I

The Plot Twist:

Stabilizing From Shock, Recalibration

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When faced with a life-limiting diagnosis, the world often feels turned upside down. The Plot Twist is designed to help you regain your footing and recalibrate your life. In this phase, we focus on grounding you and acknowledging the whirlwind of emotions — shock, fear, grief, anger, and uncertainty — that naturally arise. Together, we’ll prioritize the most essential tasks, assess your financial situation, and create coping strategies to help you manage the emotional, physical, and logistical challenges ahead.

This phase isn’t a one-time fix. It’s something you may revisit as new medical developments, life circumstances, and emotional waves come your way. We’re here to help you adjust and move forward at every step.

II

The Golden Chapter:

Being Present and Purposeful with the Time That IS Left

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Once the initial shock has settled, The Golden Chapter is about being fully present with the time you have left, however long or short that may be. This phase focuses on cultivating resilience and finding purpose in each moment. We’ll work together to address practical matters, like managing medical expenses, updating important documents, and building a support network.

You’ll also explore how to live meaningfully despite ongoing changes, whether by working through a bucket list, having courageous conversations with family, and/or connecting to your deeper beliefs about life and death. Through this phase, we normalize the struggles and embrace the process of discovery, all while keeping the to-do list in manageable “snack-sized” bites.

III

The Closing Chapter:

Preparing for End of Life and Personal Legacy

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In The Closing Chapter, we shift focus to preparing for the end of life and ensuring your personal legacy is protected and honored, while also considering the needs of the loved ones left behind. This phase involves practical decisions, such as tax and estate planning, gifting, and organizing critical documents, as well as emotional work like reflecting on lessons learned through illness and dying and making peace with unfinished business.

We will walk through critical legal steps, have courageous conversations with your medical and financial powers of attorney, and ensure your beneficiaries, executors, and trustees are set up for success. You will also explore your beliefs about medical aid in dying and voluntary stoppage of eating and drinking, and we will connect you with resources, as appropriate. We create space to reflect on any unresolved business you may want to address before your expiration date.

6

Continuing Support Options

After completing a 16-session engagement, you can pause, continue, or transition the work in the following ways:

Complete the Engagement
If you have gotten what you needed during our sixteen sessions, you can be complete with the work and the relationship.
Ongoing As-Needed Support
As an extension of the Core Engagement, you may access occasional, 75-minute sessions on an as-needed basis for up to 12 months following the engagement, billed on an hourly basis.
Engagement Renewal
Renew the engagement agreement for an additional 4–16 sessions, allowing the work to progress with continuity and depth.
The Epilogue (Support for The Bereaved)
After you complete at least one engagement cycle, The Epilogue is available to support your loved ones in the months following your death, should that time come. This offering focuses on early grief support, practical financial and logistical orientation, and gentle guidance through initial decisions and transitions in the first six months following death. Individuals electing this option would sign a separate engagement agreement. Not every client relationship includes this phase, and it is never assumed.

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Affiliations & Credentials

CFP credential
CeFT credential
INELDA
National Home Funeral Alliance
XY Planning Network
FINRA BrokerCheck
Financial Planning Association
Advice-Only Network
CFP credential
CeFT credential
INELDA
National Home Funeral Alliance
XY Planning Network
FINRA BrokerCheck
Financial Planning Association
Advice-Only Network